Rental Loans

Acquire rental properties and grow your passive income portfolio with our Rental Property Loans – low rates on fixed-rate, and cash-out refinancing options!

Rental Loans

Acquire rental properties and grow your passive income portfolio with our Rental Property Loans – low rates on fixed-rate, and cash-out refinancing options!

Rental Property Loans Designed Around Your Needs:


  • Interest Rates as Low as 3.875%
  • 30-Year Fixed-Rate Options
  • Cash-Out Refinance Options
  • 1-4 Units Properties
  • Financing from $75,000 to $2 million
  • No Property Management Experience Required
  • No Seasoning Period Required for New Purchase Units
  • 680 Credit Requirement
  • No Prepayment Penalties After 3 Years
  • No Short-Term Rentals (Airbnb, etc.)

It all starts with a free, no-obligation consultation with your loan officer!

Our Rates and Terms:

Interest Rates

As low as 3.875%

Points at Closing

As Low as 2 Percentage

Loan Amount

Up to 80% of LTV

Loan Terms

Term: 30-Year Fixed


Why Partner with Washington Capital Partners:

Looking for a reliable hard money lender to help you build a portfolio or rental properties? We offer Rental Property Loans at low rates and with no seasoning period to get you earning passive income faster and without killing your profit margins. We treat our rental investors as valued business partners, making it our priority to hit your goals and helping sharpen your investing skills along the way.

By partnering with us you’ll get funding toward the purchase of your rental property at a low rate for a variety of loan terms. We provide up to 80% of the loan-to-value of the property, allowing you to get into profitable rental deals without breaking the bank. Speaking of banks, we have a lower credit requirement than banks, making it easier to build your passive income portfolio.

One of the biggest values we bring to the table is that we have no property seasoning requirements for new purchases. This means that you don’t even need to purchase a property with an existing tenant. Flexibility is key, and we make sure that every investor who partners with us has the freedom to acquire a wider variety of properties.

So if you’re looking for a lender that delivers on savings, service, and speed – let’s connect for a free, no-obligation phone consultation to get started. Even if you don’t have a deal that you’re looking at, our lending experts can even help you source your next deal. Just fill out the quick form below so we can get to work for you!

Get Your Free, No-Obligation Loan Quote Today!

Rental Loan Contact Form

Questions and Answers for Rental Property Loans:

If you are new to rental investing, we’d like to help you learn how our loans work and how you can get started.

What is a Rental Property Loan?

It’s a long-term financing solution that is typically used to fund the purchase of an investment property that will be leased to a tenant. Investors can secure these loans at a fixed interest rate for up to 30-years.

Does a Rental Property Loan include repair costs?

Rental Property Loans are intended to finance the acquisition of a property, but not any necessary repairs. If the property you need funding for requires construction, you can either pay out of pocket, or you can acquire and repair the property with a Fix and Flip Loan, then refinance the property into a Rental Property Loan. This way you can finance all aspects of the project and spend less cash on repairs.

Do you need cash on hand for one?

To secure this kind of loan, you will need to bring around 20% of the Loan to Value (LTV) of the property. Having “skin in the game” shows that investors not only have a real, vested interest in collecting rent and maintaining the property in order to make their monthly payments to the lender.  

How long until you have to pay rental property loans back?

Our 30-year fixed rental property loans have a 30-year term in which you will be paying down the interest of the loan on a monthly basis for the 30-year period.

What are typical interest rates?

These loans have a starting interest rate of 3.875%, but could be adjusted higher based on the unique aspects of the property as well as the borrower’s track record and credit history.

What is a prepayment penalty?

Prepayment penalties are fees assessed to an investor who pays off their loan earlier than agreed upon, meaning the lender has not collected their agreed-upon amount of interest. Rental Property Loans are long-term financing solutions, meaning that they are intended to remain in place for up to 30 years, but there will be no prepayment penalty assessed to the borrower after the 3-year mark. That means that 36 months after loan closing, you can pay off the loan via cash or bank refinancing with no additional costs to you.