Loan Programs Designed To Fit Your Needs

Loan Programs Designed To Fit Your Needs

Providing the foundation for successful investments

Providing the foundation for successful investments

Acquisition-Only

We can provide up to 75% of the purchase price of your next investment property. This loan focuses solely on the acquisition of a property, giving you the flexibility to fund and manage the construction process yourself. Closing in as little as 48 hours from clear title, we offer the speed that you need to jump on your next investment opportunity. Learn more…

Fix & Flip

We can provide funding for both the acquisition and construction costs of your next investment property. Whether it’s a condo-conversion, full-gut rehab, or simply cosmetic repairs – we typically fund 100% of construction costs. Fix and Flip loans consist of “interest-only” payments made each month until the property is sold or refinanced. This gives you the ability to minimize the amount of out-of-pocket expenses for your next project. Learn more…

Bridge Financing

In need of interim funding for your next project? We can help you acquire a property quickly before you find and secure a longer-term source of capital for the duration of your project. By “bridging the gap” between acquisition and long-term financing, we can give you the flexibility to move quickly on projects as they come across your plate. Typical bridge loan terms vary from 6 – 12 months. Learn more…

Cash-Out Refinancing

By leveraging an investment asset that you currently hold, we can provide funding for your next deal or other business-related investment. We do not require you to possess your current investment free and clear. Our cash-out refinancing loans allow you to use your equity to expand your business via new opportunities. Learn more…

Flip-To-Rent Hybrid

Are you interested in building your rental portfolio? With our unique Flip-To-Rent Hybrid loan, we can provide funding for the purchase and rehab of a property, then when the project is complete and you’ve secured a tenant we will modify your loan to a lower rate and a longer term. Learn more…

Transactional Funding

Is wholesaling properties your preferred method of investing? With no money down, we can provide you with lightning-fast funding to acquire and assign a property to a third-party buyer. This is also known as a “double close,” and is an excellent way to grow your network while making profits without having to manage a property rehab. Learn more…

Refinancing

We can provide funding to pay off your existing loan. Our clients typically refinance with us because we offer better terms or a lower rate than their current lender. If you currently have a loan that is costing you too much or is not meeting your unique needs, we would love to provide you with the funding you need to succeed. Learn more…

New Construction

If you’re a developer looking for funding for your next new construction project, we’re here to help. We offer new construction loans for the acquisition and construction of both shovel-ready developments and tear-down properties. Each loan is specially structured based on your needs as a developer and the overall project parameters. Let’s talk today about your next development. Learn more…

Acquisition-Only

We can provide up to 75% of the purchase price of your next investment property. This loan focuses solely on the acquisition of a property, giving you the flexibility to fund and manage the construction process yourself. Closing in as little as 48 hours from clear title, we offer the speed that you need to jump on your next investment opportunity. Learn more…

Fix & Flip

We can provide funding for both the acquisition and construction costs of your next investment property. Whether it’s a condo-conversion, full-gut rehab, or simply cosmetic repairs – we typically fund 100% of construction costs as well as the accumulated taxes, utilities, and insurance. Fix and Flip loans consist of “interest-only” payments made each month until the property is sold or refinanced. This gives you the ability to minimize the amount of out-of-pocket expenses for your next project. Learn more…

Bridge Financing

In need of interim funding for your next project? We can help you acquire a property quickly before you find and secure a longer-term source of capital for the duration of your project. By “bridging the gap” between acquisition and long-term financing, we can give you the flexibility to move quickly on projects as they come across your plate. Typical bridge loan terms vary from 6 – 12 months. Learn more…

Cash-Out Refinancing

By leveraging an investment asset that you currently hold, we can provide funding for your next deal or other business-related investment. We do not require you to possess your current investment free and clear. Our cash-out refinancing loans allow you to use your equity to expand your business via new opportunities. Learn more…

Flip-To-Rent Hybrid

Are you interested in building your rental portfolio? With our unique Flip-To-Rent Hybrid loan, we can provide funding for the purchase and rehab of a property, then when the project is complete and you’ve secured a tenant we will modify your loan to a lower rate and a longer term. Learn more…

Transactional Funding

Is wholesaling properties your preferred method of investing? With no money down, we can provide you with lightning-fast funding to acquire and assign a property to a third-party buyer. This is also known as a “double close,” and is an excellent way to grow your network while making profits without having to manage a property rehab. Learn more…

Refinancing

We can provide funding to pay off your existing loan. Our clients typically refinance with us because we offer better terms or a lower rate than their current lender. If you currently have a loan that is costing you too much or is not meeting your unique needs, we would love to provide you with the funding you need to succeed. Learn more…

New Construction

If you’re a developer looking for funding for your next new construction project, we’re here to help. We offer new construction loans for the acquisition and construction of both shovel-ready developments and tear-down properties. Each loan is specially structured based on your needs as a developer and the overall project parameters. Let’s talk today about your next development. Learn more…

New Flip-To-Rent Hybrid Loan Product

A smarter way to grow your portfolio.

New Flip-To-Rent Hybrid Loan Product

A smarter way to grow your portfolio.

How It Works

Step 1: BUY

Step one is acquiring the investment property. This works the same as a typical hard money loan.

Step 3: RENT

Step three is finding and placing a tenant in the investment property. WCP requires a copy of the lease agreement and assignment of rents.

Step 2: REPAIR

Step two is repairing the distressed investment property. Construction funds will be released via a draw schedule.

Step 4: MODIFY

Step four is modifying the existing loan to reflect a lower rate and a 2-year term. No second set of closing costs.

Step 5: REPEAT

Step five is repeating. You can continuously use this hybrid loan to flip and rent properties to grow your portfolio.

Features & Benefits

Finding new ways to provide value has never been more important.

 

Multiple Exit Strategies

  • Investors no longer need to sell properties they would have otherwise kept as rentals.
  • This allows you to season a property during your hard money loan term so that you can refinance out through a bank later.

Cost Savings

  • One loan
  • One Set of Closing Costs
  • No Seasoning Period

Lower Interest Rate

  • Once a tenant is secured, WCP will modify your loan to a lower rate and a 1+ year extended loan term
  • Bridges the gap between investors that want to flip properties and those that want to keep as rentals