Acquisition Loans

Use our capital to secure your next real estate investment project! Our Acquisition Loans give you funds to purchase while allowing you to control the budget and management of construction – perfect for experienced contractors.

Acquisition Loans

Our Acquisition Loans give you funds to purchase while allowing you to control the budget and management of construction – perfect for experienced contractors.

Acquisition Loans That Give You Flexibility:


  • Up to 75% of As-Is Value or Purchase Price (the lower of the two figures)
  • Close in days, not weeks
  • Financing up to $10 million
  • No prepayment penalties
  • A dedicated specialist for all your needs
  • Free, no-obligation loan underwritings

It all starts with a free, no-obligation consultation with your loan officer!

Max Loan Amount

Up to 80% of the lower number:
As-Is Value or Purchase Price

Points at Closing

As Low as 2% Points
($3,000 Minimum)

Loan Terms

Term: 12 months
No Prepayment Penalties

Why Choose Washington Capital Partners:

Acquisition Loans are pretty straight forward – you find a project, we finance the purchase, and you keep control of the construction process. This means that you fund all of the construction required for the project, but you also do not have to go through the construction draw process that comes with Fix and Flip Loans.

By choosing an Acquisition Loan, you maintain control of all aspects of construction and can move as fast as you’d like without our involvement.

This is a perfect loan program for experienced real estate investors and general contractors who are well-versed in managing their own renovation budgets. By funding your own construction costs and avoiding the construction draw process, you can complete your project faster and get to your payday sooner.

Speed isn’t just important once you start your project, it’s essential to close fast on the deal that you want. By partnering with us, you can close on properties as fast as 48 hours from clear title. Simply put, we’re willing to hustle as hard as you do.

So if you’re looking for a reliable hard money lender that closes fast and saves you money, let’s connect today and discuss your investing goals. The consultation is always free with no obligation, so take the first step by filling out the quick form below!

Get Your Free, No-Obligation Loan Quote Today!

What You Need to Know About Acquisition Loans:

What is an Acquisition Loan?

Acquisition Loans are a source of funding for real estate investors to acquire new properties based on the value of the property. Unlike other financing options, these are strictly funds for the purchase of the property and do not include funding for any renovations or repairs which may be required. Those costs are paid for by the borrower.

What can they be used for?

They’re typically used for the purchase of investment properties (as opposed to owner-occupied residences) including:

  • Single-Family Homes
  • Condo Conversions
  • Townhouses
  • Multi-Family Properties
  • Mixed-Use Properties
  • Commercial Properties
  • Shovel-Ready Land

What is required to get one?

To be eligible, you only need to have 2 things:

  1. A proposed property deal
  2. A clear exit strategy (how you plan on paying back the loan)

What is the maximum amount you can get?

You can typically receive up to 75% of the As-Is Value or Purchase Price for an Acquisition Loan. We use the lower of these two numbers.

Is there a credit score requirement?

We require a base credit score of 640 for our 30 year DSCR Product and a 680 minimum score for our Bridge Product. If your credit score doesn’t meet that requirement, you can partner up with someone that has a higher credit score, and the lower of the FICOs on a multimember entity will be used. Bad credit does not automatically disqualify your eligibility for the loan either, but it can have a significant impact on the interest rate and required down payment for the loan.

Can construction costs be financed into the loan?

Technically no, Acquisition Loans never include construction costs. Fix and Flip Loans, however, include funding for both the purchase and construction costs.