Short-Term Rental Loans

Acquire vacation rentals and Airbnbs to grow your passive income portfolio with our Short-Term Rental Property Loans.

Short-Term Rental Loans

Acquire vacation rentals and Airbnbs to grow your passive income portfolio with our Short-Term Rental Property Loans.


Short-Term Rental Loans:


  • 30-Year Fixed-Rate Options
  • 1-10 Unit Properties
  • Financing from $75,000 to $2 million
  • No Prior Experience Required
  • 660 Credit Requirement
  • No Prepayment Penalties Options Available
  • Perfect for vacation rentals like Airbnbs
  • Refinance your current loan into an STR loan

It all starts with a free, no-obligation consultation with your loan officer!

Loan Amount

Up to 80% of LTV

Points at Closing

As Low as 2 Percentage

Loan Terms

30-Year Fixed

Why Partner with Washington Capital Partners:

Looking to grow your vacation rental portfolio? Our Short-Term Rental loans are designed to help real estate investors like you acquire short-term rentals like vacation rentals and Airbnbs.

By partnering with us you’ll get funding toward the purchase of your short-term rental property at a low rate for a variety of loan terms. We provide up to 80% of the loan-to-value of the property, allowing you to get into profitable rental deals without breaking the bank. Speaking of banks, we have a lower credit requirement than banks, making it easier to build your passive income portfolio.

One of the biggest values we bring to the table is that we do not require you to have a track record of rentals in order to get started. Our goal is to provide guidance as you build a short-term rental portfolio, not prevent you from getting your foot in the door. Flexibility is key, and we make sure that every investor who partners with us has the freedom to acquire a wider variety of properties.

So if you’re looking for a lender that delivers on savings, service, and speed – let’s connect for a free, no-obligation phone consultation to get started. Even if you don’t have a deal that you’re looking at, our lending experts can even help you source your next deal. Just fill out the quick form below so we can get to work for you!

Get Your Free, No-Obligation Loan Quote Today!

 Questions and Answers for Short-Term Rental Loans:

If you are new to short-term rental investing, we’d like to help you learn how our loans work and how you can get started.

What is a Short-Term Rental Loan?

It’s a long-term financing solution that is typically used to fund the purchase of an investment property that will be leased to tenants on a short-term basis. Vacation rentals like Airbnbs are prime candidates for this type of loan.

Do these loans include repair costs?

These loans are intended to finance the acquisition of a property, but not any necessary repairs. If the property you need funding for requires construction, you can either pay out of pocket, or you can acquire and repair the property with a Fix and Flip Loan, then refinance the property into a Short-Term Rental Loan. This way you can finance all aspects of the project and spend less cash on repairs.

Do you need cash on hand for one?

To secure this kind of loan, you will need to bring around 20% of the Loan to Value (LTV) of the property. Having “skin in the game” shows that investors not only have a real, vested interest in collecting rent and maintaining the property in order to make their monthly payments to the lender.  

What is a prepayment penalty?

Prepayment penalties are fees assessed to an investor who pays off their loan earlier than agreed upon, meaning the lender has not collected their agreed-upon amount of interest. WCP offers loan options with no prepayment penalties – ask a Loan Officer today to see if you qualify!