Help Center Do you have questions? Because we have answers. Search About WCP Why should I choose WCP? What is WCP’s mission? Where does WCP lend? What types of properties does WCP lend on? What is WCP’s interest rate? What is WCP’s loan term? How much will WCP lend on a property? What form of payments does WCP accept? Does WCP have an in-house inspector? How long has WCP been operating? How many loans has WCP closed? Are you a national or local lender? Are you hiring? Show all articles ( 5 ) Collapse Articles How Hard Money Works How do I get a Proof of Funds Letter? How do I get a loan breakdown? Do you lend on primary residences? Do I need to use my own capital? Can I purchase a property under my personal name? Do you offer discounts for repeat borrowers? Do you require a certain credit score? Does WCP perform a credit check? How do I start the process to obtain a hard money loan? How fast can I get a commitment? How fast can I get a construction draw? How fast can you close? How will funds be transferred to my account? What do I need to start? What does LTC stand for? What does LTV stand for? What documents do I need to close a loan? What kind of insurance is required for your hard money loans? What is the process for construction draws? Show all articles ( 11 ) Collapse Articles Payments and Payoffs What type of fees does WCP have? Does WCP have prepayment penalties? Does WCP provide auto-debit? How do I get a payoff request? Where do I mail payments to? Who do I make payments/checks out to?