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How much will WCP lend on a property?
We use either LTV (Loan to Value) or LTC (Loan to Cost) to determine how much we will lend on a property. For LTV, we will lend up to 65% of the ARV (After Repair Value). For LTC, we will lend up to 80% of the purchase price plus construction costs. After calculating both, we will lend on the lower of these two metrics.
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